Can you swim 400 meters in 9 minutes? (That was a rhetorical question.) Well, 128 out of 129 East Indian recruits failed a lifeguard swimming test!
Fifty Indian lifegaurd recruits couldn't even finish a 400m swim and the other 78 timed out. Indian officials are hopeful that those that were able to swim the 400m in 12 to 15 minutes will improve with more training. [link] In fact, 200 swimmers drowned at Goa, India last year alone. [Link]
In my opinion a masters swimmer; male or female, can probably swim better than 90% of the planet.